买二手房钱不够，能贷款吗？
提问者 : 812李
时间 : 2019-01-20 18:30:30
所属分类 : 买房-收房验房
回答详情共有2个回答
小美子
问题是你手上的现金离够首付还差多少？如果不多和房东谈好，让他给你写首付收条，银行认这个东西。但实际上你是没把首付的钱付够给房东的，那么和房东商量好做高合同价（购买房屋的价格），你差房东多少首付就给房东写多少的欠条，然后等银行贷款下来把做高房价多贷款的钱付给房东就可以了。 以上办法绝对可以，不过问题的关键就是你怎么和房东沟通和让房东相信你。
2019-01-20 20:55:06
梅梅
没房本办不了贷款，本人刚刚买了二手房，必须有房本才能办理，最好自己到银行咨询流程及所需证件。
2019-01-21 11:54:49
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